Our health insurance experts can help you navigate through the new rules and expanded programs from the Affordable Care Act. When key parts of the health care law go into full effect, there’ll be a brand new way for families, individuals, and small businesses to get health insurance. Whether you currently insured or you’re uninsured, or just want to explore the new options, the marketplace will give individuals more choices and control over your health insurance options. All of the new health insurance plans in the new Marketplace will offer comprehensive coverage, from doctors to hospital visits, and medications. You can compare all your insurance options based the benefits, quality, and most importantly the price, and other key features that may be important to you, in a simple and plain language that makes sense. The goal is to get a quality health plan at a reasonable price, because there’s nothing buried or hidden in the fine print. Under the health care law, there are new protections for your family and yourself. Health insurance companies cannot decline to cover you or charge you more just because a pre-existing or you have a chronic condition, and they are also not allowed to charge higher for a different sex men and women will be charged similar. The Marketplace allows you to shop different carriers and coverage’s; everything needed is displayed for you. All of the costs are able to be viewed, so you’ll get a clear understanding of what you’re paying for and what type of insurance you will be getting before you make a final choice.
These days small employers find it difficult to afford coverage that meets the needs of your employees. Beginning in 2014, you will be able to have more control and choices over your health insurance budget through the Small Business Health Options Program (SHOP), this is a new program designed to help simplify the process of finding health insurance that fits your small business.We believe it is best to use our health insurance experts to access the SHOP on the businesses behalf, but you can shop for plans yourself. Call us today and learn how to get covered the easy way, by using a licensed health insurance professional.